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Investors Grow and Learn to Invest is not an Investment Advisor. Investors Grow (including Jimmy, Mikey, Craig, Jim and any other person including, but not limited to, other staff members, guests, personalities, etc.) is not an investment adviser, and it is not registered as such with the U.S. Securities & Exchange Commission or any other state or federal authority under the Investment Advisers Act of 1940 or any other law. The investments and strategies discussed in our Learn to Invest YouTube videos and our Investors Grow platform are not and should not be considered investment advice and may not be suitable for you. This is an educational platform. They do not take into account particular investment objectives, financial situation, needs, or personal circumstances and are not intended to be specific to you. Before acting on any investment or strategy discussed, you should always do your own research and make your own independent decision about whether it is suitable for your particular circumstances. You should also consider seeking advice from your own legal, financial, tax, accounting, or investment advisers. Investors Grow and Learn to Invest does not provide such advice. Opinions and Commentary Are Published Only for Research and Educational Purposes. The commentary and opinions published by Investors Grow and Learn to Invest are just opinions. They are published only for research and educational purposes, and its data sources may or may not be accurate, although we try to verify data sources as much as we can. You should not consider or treat any commentary or opinion as investment advice or a specific recommendation, suggestion, or inducement to buy, sell, or hold securities or commodities, or any particular security or commodity, to make a particular investment, or follow a particular strategy, but only as an expression of opinion. Investors Grow and Learn to Invest commentary and opinions are based on information considered reliable at the time, but neither Investors Grow or Learn to Invest nor its affiliates warrant that information’s completeness or accuracy, and it should not be relied upon as such. Any statement, opinion, commentary, or information made or provided is subject to change without notice, and both Investors Grow and Learn to Invest is not under any obligation to update or correct them. Personal Trading Activities. Jimmy, Mikey, Craig, Jim and other affiliates of Investors Grow are active and experienced traders of securities, commodities, and other investments. They may hold or have interests in securities, commodities, or investments they discuss in Livestreams or YouTube videos and/or Investors Grow platform. Any results they discuss are based on their personal and individual circumstances and are not, and should not be considered, typical of the average investor. They are under no obligation to disclose all or some of their interests and may or may not do so. They may or may not personally follow the strategies they discuss. They may personally purchase and/or sell securities, commodities or other investments, and/or engage in certain investment strategies, in their sole discretion, at any time, and without disclosure or notice, although Jimmy has a policy that he never buys a stock until he has informed the community that he intends to and gives at least a 48-hour notice on the research process for his community to get up to speed themselves. As a rule, their personal holdings and interests are subject to change without disclosure or notice, and they are not under any obligation to update any disclosures made. Investors Grow and Learn to Invest do not warrant that any disclosures made are complete or current, and you should not rely on them as such. Risks of Investing. The purchase and sale of securities, commodities and other investments carries significant risk. You should be aware of the real risk of loss in following any investment or strategy discussed by Investors Grow, and the data it shares with the community as well as Learn to Invest. When investing, past performance is not indicative of future results, and there are many factors that could materially and adversely affect investing results and/or lead to a substantial or complete loss of an investment. Any results discussed by the Investors Grow and Learn to Invest team are based on personal and individual circumstances and are not, and should not be considered, typical of the average investor. Investors Grow and Learn to Invest does not represent, predict, suggest, or guarantee any particular outcome or profit based on the commentary and opinions published by our platforms. Strategies or investments discussed by Investors Grow and Learn to Invest may fluctuate in price or value, and investors using such strategies or investing in such investments may get back less than invested. Statements made by Learn to Invest in its YouTube videos or on the Investors Grow platform are not, are not intended to be, and should not be considered as, endorsements or testimonials regarding Investors Grow or Learn to Invest or any particular investment or strategy.